How To Make Money With A Paid Online Auction

Selling your “junk” to someone who considers it “gold” can benefit a buyer who has something they are in need of, and a seller who has more money in his pocket as a result of the transaction.

That’s why using an online auction is something both buyers and sellers can benefit from. The Internet is an invaluable tool in today’s world for both personal and professional interactions. Online auctions takes it to the next level by creating an online marketplace. Everything from a computer auction to a book auction can be found.

While some online auction sites are free, there are advantages to using a paid online auction site. While getting something for free is always nice, as the saying goes – is anything really free?

That’s why putting money upfront in the form of a membership cost or paying a percentage on items sold is probably not such a bad thing when using a paid online auction. Consider these advantages:

* An auction site like EBay offers integration with Auctiva which can often provide unlimited space for photographs and descriptions of items, thus increasing the chances of selling your products.

* Using a paid site is also wise because most large online auction sites offer dispute resolution and other services to keep both sellers and buyers happy (kind of like an online manager for complaints).

* Sites like EBay and Amazon auctions are ones with a reputation for good business; or at least they want to have a good name if they hope to stay in operation.

These sites want to do everything possible to keep sellers happy because eBay is a known name for online auctions and the first thought of many considering an online purchase. They also want to keep buyers happy so they will continue to purchase on EBay, therefore resulting in sellers continuing to do business.

The term is known as good business. It’s also called good public relations and is essential for these sites to flourish.

But why even use an online auction in the first place? As noted earlier, a paid online auction brings people together via the Internet in an online marketplace. But while both parties would typically be in the same location, sites like EBay may involve parties thousands of miles apart. Someone in Birmingham, Alabama, might find themselves buying a computer from a seller in Birmingham, England.

Also, unlike a traditional marketplace where selection of items is limited, an online auction may include everything from a Mickey Mouse watch or life-saving medical equipment, to coffee cakes and automobiles. You can even do an electronic book auction online.

From the perspective of a seller, a paid online auction not only helps them with supplemental or full income, but is also be a means of getting rid of items they are no longer using. In fact, they might find it to be a perfect business home income online opportunity. From the buyer’s standpoint, it helps in not having to search to the ends of the earth for items they need and from being frustrated by not finding the perfect gift for someone.

Working with an auction site online guarantees a seller’s customer base is no longer limited only to customers across town. For buyers it is the end of fumbling through a phone book or driving around to find what they need. Instead, a paid auction site can help guarantee both sellers and buyers are happy with only the click of a mouse.

Bathroom Remodeling Idea Makes Bathroom Repairs Easier

Bathroom repair is easier with access panels

Soon after I had remodeled my small bathroom it developed a water leak. The first thing I knew about it was a puddle on the floor of the room below. A water pipe was leaking and it was buried in one of the bathroom walls which not only made it difficult to find out where the leak was but a lot of ceramic tiles had to be destroyed to get at it.

When I asked my bathroom contractors why they didn’t make it easier to get at the new pipe work they said that it would have made my quotation too expensive so they just buried the pipes and hoped that they don’t give any trouble. It was just my luck then that my bathroom was the one where they made lousy joints. The bathroom repair turned out to be far more costly than it would have been to make all the pipes accessible in the first place and I wish now that I’d had the foresight to put that in the specifications.

Where to put access panels

The obvious solution to the bathroom repair problem is to provide access panels for all of the pipe work joints and as much of the pipe length as possible. When you specify what you want in your bathroom remodel make sure that you will be able to get at every joint easily.

Where the water pipes are installed in a separating wall it’s often convenient to provide access on the other side of the wall rather than inside the bathroom where the ceramic tiles are. You may even be able to turn the access into a small cupboard, which would give you an added benefit. Opening the cupboard doors would provide simple access to the water pipes.

Pipe work under bathtub and under floor can be made accessible by removable panels. Make sure that the floor covering allows for this and a suitable sealer is used to fill any gaps when the access is closed.

If the access panel has to go on the bathroom side of the wall then special attention to waterproofing will be required.

How to make access panels in ceramic tiles

To accommodate a radiator in my bathroom remodel the contractors built a false wall to hide the pipe work. This wall was then set with ceramic tiles and the radiator mounted in front of the tiles. This pipe work has not leaked but I do wonder what I would do if it ever did.

Tiling a small part of the false wall separately on a removable section could have provided an access panel. This would then be screwed firmly to the main part of the wall and the edges sealed with a silicon-sealing compound. The screws would pass through the tiles so silicon sealer would be used to seal the screw heads and holes in the tiles. When the need arose the sealer could be stripped away and the panel unscrewed. Resealing when the problem was fixed would be just as easy.

For more bathroom remodeling tips take a look at this article on setting bathroom tiles:
Setting Ceramic Tile Made Easy

Basic Horse Riding Tips for Beginners

Horse riding is good fun, and a very healthy sport for all ages to take part in, but it should always be kept in mind that riding can be a dangerous activity. So with this in mind I have written these few tips on safety and horsemanship to help you enjoy your sport.

If you are new to riding then you should definitely take some lessons from a good qualified instructor first. Your instructor will teach you all the basics about horse riding and will advise you on all the relevant safety measures that you should take when around horses.

Although this is very basic information you should still follow these rules at all times. Never ever walk around behind a horse. When a horse can hear something behind it and can only barely see some movement, out of fear many horses will kick out, it should be remembered that a kick from a horse can cause serious injury and may even prove fatal!!

Next, wear a suitable riding hat or helmet, there is no fun in landing on your head when you have been thrown or fallen from a horse. Also you should wear appropriate foot ware, riding boots if possible these will help you to keep your feet in their stirrups.

Riding solo is not to be recommended, if you fell and were injured you could be in serious trouble before you were found. Even if you are an experienced rider on a calm intelligent animal and were going into the forest to ride alone you should still tell someone what route you are taking and when you expect to return.

How you handle the reins is crucial to controlling your horse and keeping good balance. Keep your hands low just above the front of the saddle this will help to keep your centre of gravity low and help you to be stable in the saddle.

Now if you have a healthy well adjusted animal to ride, within reason there are few boundaries on what you and your horse can do. Whether you wish to walk, trot, canter or gallop the only barrier is the skill of the rider.

The most important safety skill of riding is being able to stop your horse where and whenever you want. If you have maintained the correct hand position and grip on the reins while riding it should be relatively easy to stop your horse, just pulling your hands back firmly will pull the horse’s head down and bring him to a halt.

Directing a horse is also easy if they are given the proper signals. If you wish to turn to the right just pull back on the right reins and apply pressure to the horses belly with your right boot, and for turning left do exactly the same with the left reins and boot.

High Cost of Healthcare Induced By Contradictory Goals of Providers and Payers

Healthcare has been the topic of debate for most of the last few years. From the boardroom to the water cooler, costs and quality of care are hot topics that impact everyone in this country. Young and old, Americans are feeling the squeeze and most are finding it difficult to come up with solutions. In the boardrooms of corporations both large and small, employers are struggling to cope with reality of rising premiums and declining benefits. Meanwhile employees are left with the prospect of going without health insurance. Currently it is estimated that 50 to 60 million adults in this country are walking the tightrope of living without health insurance. With such widespread reach for ripples created by this healthcare debacle, everyone is looking for answers. How can we afford coverage? Can we go without? What can be done to curb the costs and get this problem under control?

In the workplace, employers and employees often feel as if they’re on opposite sides of the fence. Employers feel as if their subordinates take no consideration of how difficult it can be to turn a profit while facing spiraling costs and a difficult economic environment. While large corporations may be able to ride out the storm, small businesses rarely have this luxury (especially at a time when credit is difficult to obtain). Most small businesses would close their doors if the balance sheet goes in the red for more than a few months or quarters. On the other hand, employees often adopt a near-sighted approach. How could they expect me to afford a premium increase? Should I just try to float without insurance for a while? These questions often lead to resentment on both sides of the coin, but are the employers or employees to take the blame and the higher cost?

Looking for answers to this growing problem is not easy. Where did the system go wrong? Why is it so expensive? Who’s to blame?

Many people blame healthcare providers for the rising costs of quality care. I can assure you this is not the case. Providers are facing a myriad of challenges and roadblocks. More so than ever, running a profitable medical practice is daunting task. Like any other business, a medical practice will close if it can not cover expenses and afford to pay salaries. Labor and leasing expenses are only the tip of the iceberg. Practitioners are forced to pay for equipment, insurance, hardware, software, licensing, and more. After establishing an office with all the appropriate resources, medical practices and hospitals must then attract patients in a very competitive marketplace.

Yet with all these costs and challenges in their way, healthcare providers are not complaining about patients or labor or costs! The largest problem facing healthcare providers is the insurance reimbursement process. Contradictory goals of payers and providers are resulting in inefficient and difficult payment systems. Insurance companies are more concerned with bottom-line profits and shareholders than they are about the care their members receive. How can we expect doctors and healthcare providers to keep their offices open if they can hardly get paid for the services they perform? Individuals believe that because they pay premiums, the insurance company will pay their doctor. Unfortunately, this is hardly the case. Health insurance claim denial rates can reach as high as 25% or more. Many providers have outstanding receivables measured in the millions of dollars. The insurance reimbursement process is so arduous that many medical practices never get paid and as a result close their doors forever.

Insurance companies use a wide variety of tactics to delay payments and deny claims. Payers employ hoards of representatives charged with the task of fielding calls and scrutinizing claims. Due to these tactics, insurance claims take anywhere from 30 days to more than 1 year to reach a completed status. In most cases claims are delayed and denied due to inconsequential, irrelevant errors. These errors result solely from the many difficult and senseless hoops that are placed in the way of the provider’s billing representatives. This extremely labor intensive process of collecting from insurance companies costs providers a great deal of time and money.

The only beneficiaries of this process are the shareholders of insurance companies. The delays in payments result in interest earned for the time period in which the claim was delayed. In many cases, providers never receive reimbursement for the services they perform. These claims must be written-off as a loss by providers while insurance companies see these cases as victories leaving more cash on their balance sheets. It appears that the primary goal of insurance companies may be to deny as many claims as possible; after all they answer to shareholders not providers or individual policy holders. This gross abuse of power by insurance companies may be the biggest problem we face in the healthcare sector.

The days when doctors sat on golf courses all day while making millions per year are over. Now they must battle insurance companies tooth and nail for every claim. If insurance companies paid doctors for the services they perform, perhaps we would see a reduction in costs related to providing care.

Surely there is no easy fix to this problem. We may find the answers by addressing the goals of big insurance companies. Providing oversight and incentives for paying healthcare providers for the services they perform would be a good start. If insurance companies focus on weeding out fraud rather than just delaying and denying payments, we could see an increase in efficiency and productivity in the healthcare sector that could be the start of controlling costs while maintaining a high standard of care. For the sake of all Americans, hopefully we find an answer soon!

Travel Nursing Benefits

Travel nursing gives you the right opportunity to satisfy your medical aspirations. With travel nursing jobs, you can choose the most stressful and fulfilling process of serving people, located in various states of the United States. All you have to identify a good placement agency where your dreams can be turned into a reality.

There are many traveling agencies who recruit travel nurses to place them in different hospitals and medical facilities in order to fulfill the shortages of medical personnel in different parts of the US. However, the compensation package, accommodation and utilities of each placement agency vary from each other. Being a new phenomenon in the healthcare sector, travel nursing is seen as the bright future for women going for full time nursing career. Normally, traveling nursing jobs are set up for a short term basis but it can be extended after the mutual agreement from both the employer and nurses part.

This can be chosen for many reasons. One of the main reason is this job can fulfill your traveling desires. You gotta see different geographies and feel their difference and exclusive beauty. Secondly, you can experience the working of nurses in different cities or states of the United States. Besides these, you will be awarded with a good and well furnished home, attractive salary package, other allowances and benefits to enjoy a great and high standard of living. Above more, it is the duty of travel agency to help nurses to get their passports, work licenses and other documents in order to work comfortably.

These jobs also offer other advantages including above market payment rates to live and work in a new place or area. It also includes provision of certain utility services, health, dental and workers compensation as well as payroll benefits. Many times a traveling nurse agency also offers 401K and other retirement plans. A travel nurse is paid by the agency it contracts with and the mode of payments is generally by direct bank deposit checks.

So if you are a nurse, trying to make a good career, opting for travel nursing can give you some of the added advantage.

How Medical Transcription Services Benefit Acute Care Hospitals and Medical Centers

Today, medical transcription services enjoy great demand in acute care hospitals and medical centers, since these lighten the workload and related stress in these healthcare settings. Moreover, medical practitioners and their staff can find more time to focus on providing quality services for their patients. With reliable medical transcription service, acute care hospitals and medical centers can save considerably on time, money and effort.

To deliver high quality medical transcription outsourcing solutions, a medical transcription company will have a team of professionals including transcriptionists, proofreaders, quality controllers and senior editors.

With state-of-the-art dictation tools, technology and software, these experts take care of the entire process of transcription for all types of medical reports including:

• Patient history and physical reports
• Operative notes, consultation notes, narratives, SOAP notes
• Discharge summaries, procedure notes, radiology reports, chart notes, laboratory reports, as well as other medical documents

Medical Transcription Services Come with a Range of Benefits

Medical transcription services benefit acute care hospitals and medical centers in many ways. By medical transcription outsourcing, you can reduce the amount of paperwork in your organization. In addition, it enables healthcare professionals to efficiently manage their patient’s health related records. Backup copies of patient’s medical records are readily available on demand.

With medical transcription services, healthcare facilities including acute care hospitals and medical centers can easily access even old patient records. Physicians can send the medical records across many destinations via the internet, and keep in touch with their patients even if they are out of station. Other benefits include:

• Cost-effective and quality medical transcription solutions
• Helps you save on hiring and maintaining more staff, resources and software for transcription purposes
• Save on employee benefits such as payroll taxes, medical office space, health insurance, paid vacation time, office equipment and many more.
• Reduce workload: Medical transcription service providers transcribe your medical documents efficiently, and thus reduce the workload. You get more time to focus on your core issues.
• Privacy and strict confidentiality of data: The transcription firms take strong safety measures to ensure privacy and confidentiality of all patient data.
• Convenient storage and retrieval of data: The data is stored digitally and can be retrieved easily, thus reducing storage space and paper work.
• Quick turnaround time that can be customized according to your requirements. Normally, it varies between 12 to 24 hours.
• No backlogs.

Find a Reliable Service Provider

To benefit from comprehensive medical transcription service, acute care facilities can depend on a reputable medical transcription company. An experienced medical transcription service provider would be able to offer well-organized and timely medical documentation solutions at competitive rates.

Prior to selecting a medical transcription firm to partner with, make sure that it has enough years of experience, ensures quality assurance, offers flexible dictation options, and 24 hour customer service among other things.

Boost Your Cold Calling Results in Commercial Real Estate

To make your prospecting system work for you in commercial real estate, you really do need to systemise it and set some priorities. Systems help build the future; random undirected action does little for you as a commercial real estate agent.

When you set the priorities you will not be wasting your time on things that don’t matter or perhaps have little results and conversions for you. It’s tough enough finding the time to prospect every day, let alone spending time on things that are not good converters of business opportunity for you.

So what can you do here? You can set a plan up that keeps you focused on the highly converting prospecting processes. You need new business to make your career work for you and prospecting is the key to pulling it all together.

Here is a priority model used by salespeople that I have helped in shaping their market share.

  1. Practice your call pitch for 30 minutes at 8:00am every day. This single one fact will help you convert more people faster to opportunities.
  2. Start the day with cold calls to new people. This should happen for a period of 2 hours. Start your calls at 8:30am.
  3. It will take you 30 minutes to build momentum as part of the call contact process. After 30 minutes you will be comfortable with what you are doing and the conversations will flow. The calls will get easier.
  4. Remove any meetings from the start of a business day. That includes team meetings. Focus on prospecting before anything else. Don’t let other people waste your prospecting time.
  5. Any follow up calls to established contacts should happen later in the day outside of your prospecting time. Create a habit of prospecting for new business. Don’t let existing customers or contacts derail your prospecting system.
  6. Towards the end of the day you should enter the results of the calls into your database. Perhaps you can do that as you are making the calls; the data does however have to be entered and you must take responsibility for that.
  7. End the day with research related to new prospects that you are to call tomorrow. Who are they and why are you calling them. You will need to know those facts as part of the process.

So these are some very rigid rules. When you stick to them you will find that opportunities develop. In any market and at any time the business is out there; it is just a matter of opening up the relationships with the right people.

Riding, Running and Rebounding For Health and Fitness

What do horseback riding, cycling and running all have in common? Simple! They all require a strong, lifted core to execute and maximize the exercise. That means that rely on the use of the abdominal center, erectors of the back and spine, tuck of the butt and lift of the lower back to maneuver and they also require/benefit from open, lifted and proud shoulders.

It also should come as no surprise that the cross-training benefits of yoga and pilates, in building core strength, re-aligning musculature and developing mind-body connections are transferable to these exercise disciplines. What might surprise and delight is the use of a rebound exercise tool, the Kangoo Jumps, as a recommended resource for the devotee of riding, cycling and running to maximize cardiovascular training and effectiveness.

A young woman wrote to me recently, looking for a way and a recommendation as to how she could put less stress on her body (knees, joints, ankles, hips) while gaining aerobic and cardiovascular conditioning. A lover of Pilates and equestrian sports judge by profession, she wanted a way to maximize her fitness programming, increase her cardiovascular fitness training while preventing injury to her body. She didn’t want to run anymore because of the stress and strain it caused to her knees. I knew her connectedness to nature, the outdoors and the feeling of control through movement was tantamount to finding success for her training. While I don’t ride horses, I do understood the desire to avoid the body breakdown caused by of running. Torn, as she was, as I find it to have the closest connection one can duplicate to the experience of riding in the open, free space and having a connected feeling to the elements.

I understood the need to avoid the body breakdown as it was my personal pursuit a few month earlier. As an exceptionally active person, the older I got, the more pounding, I experienced on my knees, heels and hip joints and less and less I enjoyed running 3 miles, 2x week to keep my weight in check. As a result, last spring, I bought a pair of Kangoo Jumps and totally eliminated the pain (and recovery) in each and everyone one of my workouts. For that reason, I recommended the same option to her.

The shoes are based on rebound exercise and are a low impact rebound sport shoe designed to provide a safe platform for jogging and other exercises that are hard on the joints. The boots use a lightweight spring to absorb the shocks due to impact on the ground and create a rebound effect that reduces shock impact on ankles, knees, hips and lower back. They are Swiss designed for joggers, however, they also provide benefits for athletic strengthening and conditioning, rehabilitation and injury prevention and group aerobics. The unique “floating above the ground” sensation created by Kangoo Jumps has to be experienced to be understood.

Core balance and control are two other variables (and benefits) of using the shoes for training.

Quality vs Quantity

Kangoo Jumps deliver the benefit of 50-minutes exercise in only 20 minutes and the injury prevention potential has already caught the attention of several elite football teams. The boots can be used indoors or outdoors on paved roads, dirt paths and grass as well as at the beach or on snow. N.A.S.A. has found rebound exercise to be the best form of exercise for astronauts because it restores bone and muscle mass lost during time spent in outer space. Consequently Kangoo Jumps are recommended for people suffering osteoporosis, with the “slow-motion” steps and exercises of Kangoo Aerobics make it suitable for middle aged and senior people.

Other Cardiovascular Options

The other option I recommended, and one I personally use during the warm weather months, to avoid joint pain, is a road bike. A road bike and a trail can make a world of difference in clearing your head while building cardiovascular strength. Climbing hills with a bike will give anyone keen cardiovascular training.

As a Pilates and equestrian sports devotee, my friend already understood the reliance on core strength and easily made the connection that these two disciplines were good cross-training modalities to support the prevention and overuse of muscle and back pain; typical injuries and imbalances caused by cycling.

You probably miss having all the fun you so much enjoyed

You probably miss having all the fun you so much enjoyed. Well, there is no reason to feel dejected as long as you can hire the services of the energetic escort girls. These exquisitely beautiful girls hire out their time to people like you who wish to spend some time on your own terms. Once you are in their company you are sure to experience an energetic recharge that you will pleasantly be surprised with. Despite their slim and appearance and ravishing good looks, they are extremely high on energy level and you can plan a hectic party in the company of your beautiful escort companion. You can either begin in the evening and hot the bars and the clubs all night long or also start early in the day and plan a hectic round of picnic around the city to end in the evening in a club. Certain occasions in life warrant the presence of a person who is known to fit the bill to a perfect T. Bangalore Escorts Services This is especially true when it comes to high-end social events that you have to attend. Such occasions demand that you have an exquisite companion with you who will know how to respond to every move in the gathering of the elites.

The Impressive Presentation

The Bangalore Escorts Girls who double as models and escorts are people who are well-versed with the etiquette of the glamor world and the high society at large. Since the lady with you will know a host of people in any high-end gathering, she will also be able to lead you to new connections as you socialize with her. Her impeccable and deft mannerism that arises out of experience is sure to enhance your position in the society as well. Knowing how to greet people with the exact expression and where to lavish an extra dose of affectionate attention is an art that she knows all too well. Having such charmer with you who is well-known in the society is a matter of prestige that will have a positive impact on your image.

Amazing moments with your partner

Her education and the finesse that she has gathered will ensure that you have a refined companion with you. The grooming for these Bangalore model escorts in handling the press and the media will be an advantage for you. However you may wish to paint the town red, your energetic companion will not disappoint you at any point of time. Even if you wish to dance through the night and enjoy the party life like never before, your attractive companion is sure to keep up with your steps. Bangalore Escort Their dedication to the profession makes them infectious when it comes to elevating the mood with some scintillating party activities. As you spend your time going to a friend’s late night party, visit a plush nightclub or drop in for a drink with your companion at a bar, your enchanting companion is sure to continue in the same good humor.

 

You May Be Statistically At Risk For A Payday Loan

Recently, there has been a lot of talk about percentiles. With the presidential election on the horizon, Americans are being flooded with percentages and many are drowning in confusion. Payday loan lenders have been inundated with borrowers who are trying to stay on top of their bills. A deluge of mass media has emerged to cover the politic elections, surfacing statistical claims about economic differences among the American population and submerging any consistent sense of where one fits into the fiscal scheme of things.

These statistics raise questions that come with a lot of political baggage: Am I one of Occupation Wall Street’s 99 %? Am I one of Mitt Romney’s 47% who rely on federal benefits? And, if so, is this a bad thing?

These ‘factual’ numbers, which are meant to act as clear, logical backing for political campaigns, are leaving many Americans mystified, obscuring political agendas behind a silk-screen of percentages.

Let’s face it; politicians employ these statistics, which may or may not be whole truths, to inspire voters to stand up for a cause–their cause. Among the aforementioned percentages, there is one common denominator: they all target or discuss an audience of low income families. In some cases, these statistics are used to draw attention to discrepancies between high and low income families, while others demonize those in the low income demographic as moochers and/or freeloaders.

Yet, another statistic that has not been addressed in the campaigns but that directly relates to low income families is the number of households in this demographic that utilize payday loan services. A PEW survey recently exposed that 72 % of payday loan borrowers have a combined family income of less than $40,000 per year. Clearly, those in lower income demographics are more inclined to borrow these high interest loans, which they are required to pay off at their own expense.

It is easy to comprehend the reasons that those in low income families are more inclined to borrow–utility bills need to be paid, children need to be fed and clothed, cars need to be in working order and fueled up. This becomes even clearer when considering that most payday loans are taken out to accommodate recurrent, necessary life expenses. Evidently, many low income American families are treading water, relying on temporary safety rafts, like payday loan lenders, to stay afloat, and getting closer and closer to a tidal wave of unavoidable debt.

This raises the questions: do the aforementioned political percentages and statistics accurately represent low income families who are relying on payday loans?

To answer the question, statistics rarely speak for themselves. Yes, over 40 % of Americans rely on federal benefits, but it is important to note that this percentage is largely made up of impoverished families, mothers with young children, and senior citizens. Without such services, more people from these demographics would be pushed to rely on payday loans and cash advances, furthering their debt and making them more susceptible to extreme financial circumstances, such as bankruptcy, which ultimately costs tax payers a great deal of money. It is important to note, additionally, that a person must be employed to take out a payday loan, challenging the idea that the low income families and individuals who rely on such services are freeloaders.

In short, not only is the onslaught of political statistics confusing, it is often unreliable, as it only presents a partial picture of the current circumstances of low income American families–a demographic which makes up a significant portion of the American population.